Pagantis is the leading flexible payments solution in Southern Europe. Founded in 2011, our offices are located in Madrid, Barcelona, Milan and Paris. We have more than 100 employees who are responsible for ensuring the safety and trust of our customers.
Considered as a pioneer in instant consumer loans, we have extensive experience in the financial sector and payment methods.
Pagantis is the leading online financing company in Southern Europe. Our ecommerce payment method allows consumers to pay their purchases in flexible instalments.
Pagantis’ mission is to offer the best user experience to consumers. In only a few seconds, our clients can submit a financing request and receive an instant response.
Customers may choose to finance their purchase in up to 24 instalments.
We have no limit. There is no minimum or maximum amount, the amounts differ depending on the ecommerce.
With Pagantis you will see the average ticket of your ecommerce grow!
Purchases made through Pagantis have a higher average ticket than any other payment method.
You will be able to reach more customers, hence improving the conversion rate of your eCommerce.
There is no sign up, integration or maintenance cost.
Our only cost is a 2.50% maximum fee per transaction. This cost decreases as the monthly volume increases.
Consumers have a cost of 25% APR in their financed purchases.
To work with us you must have a European bank account, have an ecommerce check-out and sell B2C products/ services.
Signing up is very easy! To register you must follow the following steps:
1. Sign the contract:
Contact our Commercial Department by filling out the following form and you will receive a contract through DocuSign. You must fill it with your data and sign it.
2. Production keys:
After signing the contract, you will have to register in our Merchant Backoffice. Once you’re registered we’ll proceed with your account activation and grant you access to your production keys. From this point onwards, you can start operating with Pagantis!
3. Activation of settlements:
Once you have your first real sale, our Legal Department will review the documentation provided and activate the settlements.
Integrating Pagantis is fast and simple. Look for you eCommerce platform below and download the corresponding module. Follow the steps and within minutes Pagantis will be fully integrated in your website.
If you have your own custom platform, our Integrations Team will help you with the setup so you can start operating with Pagantis as soon as possible. Below you may find related resources:
In Pagantis we liquidate your sales the day after the transaction has taken place. The very first transaction may take up to 72h to settle, after our Legal Department has reviewed the documentation provided.
Pagantis transactions are 100% safe for you. Pagantis assumes the risk if the customer does not pay off due instalments.
The merchant must send the following documentation to firstname.lastname@example.org, specifying the eCommerce name and its tax identification number (CIF/ DNI) in the SUBJECT:
If you are a company:
f you are freelancer:
Pagantis provides a user area to all businesses with all the information related to daily operations (Production keys, Sales, Liquidations, Promotions, etc.)
If you are already registered in Pagantis, you can access your user area here.
Pagantis allows you to assume the cost of financing and thus offer interest-free financing to your clients.
Interest-free financing has a higher average ticket and higher conversion than normal purchases. As a result you can increase both your average ticket and the conversion of your checkout.
From your user area you can set up the promotions you want according to your Marketing strategy.
They can be made from your backoffice, by clicking on cancellation and entering the amount to be returned. This can also be managed in Sales Details.
Both partial and total returns of a sale are allowed. In the first case, financing is amortized, reducing the number of fees. In the second case, the entire amount of the operation is reversed.